Vehicle insurance

Vehicle insurance (also known as car insurance or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from. The specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions.

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1 History

2 Public policies
       2.1 Australia
       2.2 Canada
       2.3 Germany
       2.4 Hungary
       2.5 Indonesia
       2.6 India
       2.7 Ireland
       2.8 Italy
       2.9 New Zealand
       2.10 Norway
       2.11 Romania
       2.12 Russian Federation
       2.13 South Africa
       2.14 United Arab Emirates
       2.15 United Kingdom
           2.15.1 Investigation into repair costs & fraudulent claims
       2.16 United States

3 Coverage levels

4 Excess
       4.1 Compulsory excess
       4.2 Voluntary excess

5 Basis of premium charges
       5.1 Gender
       5.2 Age
       5.3 U.S. driving history
       5.4 Marital status
       5.5 Vehicle classification
       5.6 Distance
               5.6.1   Reasonable distance estimation
               5.6.2   Odometer-based systems
               5.6.3   GPS-based system
               5.6.4   OBDII-based system
        5.7 Credit ratings
        5.8 Behavior-based insurance

6 Repair insurance

7 See also

8 References


9 External links