Behavior-based insurance

The use of non-intrusive load monitoring to detect drunk driving and other risky behaviors has been proposed.[32] A US patent application combining this technology with a usage based insurance product to create a new type of behavior based auto insurance product is currently open for public comment on peer to patent.[33] See Behavior-based safety. Behaviour based Insurance focusing upon driving is often called Telematics or Telematics 2.0 in some cases monitoring focus upon behavioural analysis such as smooth driving.